Home | About | Compare & Save | Insurance Company Ratings | Understanding Insurance | Articles | Links | Contact | Video Life insurance...because life is unpredictable. Auto Insurance Life Insurance Importance of Life Insurance Time Is Money Life Insurance For The Self Employed Life Insurance Needs Analysis Glossary of Life Insurance Terms Health Insurance Glossary of Life Insurance Terms A B C D E F G H I J K L M N O P Q R S T U V W X Y Z Definitions written so you can actually understand them. Browse alphabetically, or search for a word or term by typing it into the search field located in the top navigation by the GO button (above right). Back to Top Standard Risk Class The largest risk class used by life insurance providers, it is the group of policyholders whose anticipated likelihood of loss is regarded as average. People in the standard risk class pay standard premium rates. Back to Top Suicide Clause Says that if you commit suicide after being insured for less than two years, your beneficiaries will receive only a refund of the premiums that were paid. Back to Top Surrender You surrender a life insurance policy when you either let it lapse or tell the company that you want to drop it. If a policy has a cash surrender value, you can receive such value in cash minus any penalties if you return the policy to the company with a written request. Back to Top   Life insurance...because life is unpredictable. InsureMeOnline.com Car Insurance Quotes Rate Your Insurance Company Car Insurance Tutorial Auto Insurance News Competitive Auto Insurance Quotes Life Insurance Tutorial Life Insurance News Save Money on Life Insurance Privacy Policy Terms of Use Site Map COPYRIGHT © 2008-2010 InsureMeOnline.com